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Our Rates

Share Rates*

Effective Date: 10/01/2017

Account Dividend APY** Min. Balance Dividend Credited
Share Savings 0.1500% 0.150% $5.00 Quarterly
Christmas Club 0.1500% 0.150%   Quarterly
Vacation Club 0.1500% 0.150%   Quarterly
Reserve Shares 0.1500% 0.150%   Quarterly
IRA Shares 1.5000% 1.500% $100.00 Quarterly

Money Market Accounts

Effective Date: 10/27/2023

Tiers Dividend Rate APY**
$5,000.00 - $25,000.00 1.00% 1.00%**
$25,001.00 - $50,000.00 1.00% 1.30%**
$50,001.00 and over 2.00% 2.00%**

Minimum balance $5,000.00
Minimum withdrawal $500.00
No more than 6 withdrawals per month

Share Certificate Rates*

Effective Date: 06/11/2025

Term Dividend Rate APY**
3 Month 1.73% 1.75%**
6 Month 2.28% 2.30%**
9 Month Special 4.23% 4.30%**
12 Month 2.72% 2.75%**
18 Month 3.20% 3.25%**
24 Month 3.45% 3.50%**

Penalty may be imposed for early withdrawal